Post by fiweka1494 on Feb 27, 2024 2:01:56 GMT -5
Offering different payment methods to customers, whether a physical or online business, is already part of every entrepreneur’s reality. It is essential to surround yourself with as many payment methods as possible, in order to reach a greater number of customers. However, in addition to the best-known ones, which are already part of the routine of both entrepreneurs and customers, such as cash, credit or debit cards and bank slips, new alternative means have been gaining ground among buyers. In order for you to stay one step ahead of the competition in the market, you need to understand what these alternative payment methods are, how they work and what benefits they can bring to the company. Alternative payment methods There are several different ways to make payments , however, the following are some of the simplest and easiest to apply for small and medium-sized companies. Digital booklet This is perhaps the most attractive method that has been gaining strength in online shopping. The name “Carnê Digital” itself already brings a prior understanding of what it is about. Just like the traditional booklets issued by stores that allow purchases to be made in installments through the direct delivery of bills, with their due values and due dates, the digital booklet also works in this way, offering more advantages to entrepreneurs. For the customer, the difference is limited only to receiving their invoices online for subsequent payment.
For the retailer, as this modality is made possible through financial institutions and credit lines, it ensures receipt of the entire amount, regardless of possible defaults on the part of customers. Even advances on receivables are possible. It is worth emphasizing that all these advantages occur at the cost of rates and conditions provided by each financial institution. The digital booklet, as an alternative payment method, allows you to attract a greater number of customers by paying your customers the total purchase value in installments, regardless Business Owner Phone Numbers List of each customer's credit limit possibilities. Online Debit Despite being a quick and simple form of payment, it is still unusual for consumers. Just like payments using physical machines, this transaction occurs directly, both for the customer who has the amount debited from their account at the time of payment, and for the retailer who receives the total immediately. Regarding the rates charged by the card operator, they tend to be slightly higher than the debit rates for purchases made at physical machines. As an attraction, it is valid for those consumers who do not like to make their purchases on credit and prefer greater convenience to a bank slip. Transfer When we talk about alternative means of payment, transfer is the most direct way to do it after using physical currencies.
This is because it is done by simply moving an amount from one account to another, and can be done via TED (Available Electronic Transfer) or DOC (Credit Document). Despite the widespread popularity of Internet Banking and the emergence of new digital banks, transfers are uncommon when it comes to payments for goods or services. Factors such as the ease of using cards (both credit and debit), the low supply of this payment method and, equally, the fear of making bank details available make it difficult to popularize this method. New banks and financial institutions seek to facilitate and promote this payment method through the possibility of QR Codes for payments. Online tools Online tools include applications and platforms that practically work like a bank. Depending on which one is chosen by the company to manage receipts from sales made, there may be different characteristics. Some applications, for example, transform your cell phone into a type of card machine. The advantage is that there is no fixed cost for use, as the machine has and, therefore, it is great for small businesses or micro-entrepreneurs who do not want to make large investments. Other, more elaborate tools offer payment services through cards, bills, deposits, etc. Some even work with the online wallet. In other words, you transfer money into the platform and, there, make the payment as if it were a debit from an account.
For the retailer, as this modality is made possible through financial institutions and credit lines, it ensures receipt of the entire amount, regardless of possible defaults on the part of customers. Even advances on receivables are possible. It is worth emphasizing that all these advantages occur at the cost of rates and conditions provided by each financial institution. The digital booklet, as an alternative payment method, allows you to attract a greater number of customers by paying your customers the total purchase value in installments, regardless Business Owner Phone Numbers List of each customer's credit limit possibilities. Online Debit Despite being a quick and simple form of payment, it is still unusual for consumers. Just like payments using physical machines, this transaction occurs directly, both for the customer who has the amount debited from their account at the time of payment, and for the retailer who receives the total immediately. Regarding the rates charged by the card operator, they tend to be slightly higher than the debit rates for purchases made at physical machines. As an attraction, it is valid for those consumers who do not like to make their purchases on credit and prefer greater convenience to a bank slip. Transfer When we talk about alternative means of payment, transfer is the most direct way to do it after using physical currencies.
This is because it is done by simply moving an amount from one account to another, and can be done via TED (Available Electronic Transfer) or DOC (Credit Document). Despite the widespread popularity of Internet Banking and the emergence of new digital banks, transfers are uncommon when it comes to payments for goods or services. Factors such as the ease of using cards (both credit and debit), the low supply of this payment method and, equally, the fear of making bank details available make it difficult to popularize this method. New banks and financial institutions seek to facilitate and promote this payment method through the possibility of QR Codes for payments. Online tools Online tools include applications and platforms that practically work like a bank. Depending on which one is chosen by the company to manage receipts from sales made, there may be different characteristics. Some applications, for example, transform your cell phone into a type of card machine. The advantage is that there is no fixed cost for use, as the machine has and, therefore, it is great for small businesses or micro-entrepreneurs who do not want to make large investments. Other, more elaborate tools offer payment services through cards, bills, deposits, etc. Some even work with the online wallet. In other words, you transfer money into the platform and, there, make the payment as if it were a debit from an account.
